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Pros & Cons

Pros

  • +First Year Annual Fee Rebate ($139 annual fee rebated)
  • +Welcome Bonus: 40,000 points
  • +Purchase protection included

Cons

  • Foreign Transaction Fee (2.5%)
  • No airport lounge access despite fee

Our Review

With this offer for the TD® Aeroplan® Visa Infinite* Card, you can get up to 40,000 Aeroplan points as well as a first-year annual fee rebate.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card
  • Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening.
  • Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of account opening

This card also allows you to enjoy travel benefits, such as a free first checked bag for you and up to 8 travel companions on the same reservation, as well as a rebate on the NEXUS program application fee (up to C$100) every 48 months.

With the TD® Aeroplan® Visa Infinite* Card, you earn 1.5 points per $1 spent on:

  • Grocery purchases
  • Gas and electric vehicle charging purchases
  • Purchases made directly with Air Canada® (including Air Canada Vacations®)

You also earn 1 point per dollar on all other eligible purchases made with your card.

Rewards

All Spending

1x

Aeroplan pts per dollar

Gas

1.5x

Groceries

1.5x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
Groceries1.5x
$700/month
Gas & EV1.5x
$200/month
Transit1x
$100/month
Restaurants1x
$300/month
Pharmacy1x
$50/month
Travel1x
$150/month
Bills & recurring payments1x
$250/month
Telecom1x
$150/month
Entertainment & streaming1x
$100/month
Office supplies1x
$0/month
All other spending1x
$500/month

Points Earned

35,400

Aeroplan/yr

Estimated Value

$708

After Fees

+$708

1st Year Value

$1,508

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1.5x12,600 pts
Gas & EV$2,400/yr × 1.5x3,600 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.18x
Average earn rate on spend 1st year with welcome bonus2.51x
Total points earned on spend35,400 pts
Welcome bonus points+40,000 pts
  • Earn 40,000 Aeroplan after $12,000 in purchases in 12 months
Total points earned75,400 pts
Value of accumulated points$1,508

Travel Insurance

Travel Medical

Up to $2,000,000 / 21 days

Trip Cancellation

Up to $1,500

Trip Interruption

Up to $5,000

Delayed Baggage

Up to $1,000

Lost Baggage

Up to $1,000

Flight Delay

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Mobile Device

Up to $1,000

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    21.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Perks & Benefits

Concierge Service

24/7

NEXUS Credit

Eligibility

Personal Income

$60,000

Household Income

$100,000

Terms & Conditions

Card Features

Up to $1,350 in value including up to 40,000 Aeroplan points could be yours.
Plus, receive an Annual Fee rebate for the first year and additional travel benefits. Conditions Apply.

  • Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card
  • Earn 15,000 Aeroplan points when you spend $3,000 within 90 days of Account opening.
  • Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of account opening
  • Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD).
  • Plus, share free first checked bags with up to 8 travel companions.
  • Get an Annual Fee Rebate for the first year

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protégez-vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD. All trademarks are property of their respective owners.