
Pros & Cons
Pros
- +Welcome Bonus: 30,310 points
- +Up to 3x on Restaurants
- +Purchase protection included
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
With the TD Rewards Visa* Card, you can earn TD Rewards points on your everyday purchases, such as groceries, dining out, bill payments, public transit, streaming services, or travel bookings.
You can earn 30,310 TD Rewards points†, a value of $100 on Amazon.ca†, when you spend $1,500 within 90 days of account opening†.
- Earn 4 TD Rewards Points for every $1 you spend when you book travel through Expedia® For TD†
- Earn 3 TD Rewards points per dollar spent on grocery, restaurant and public transit purchases†
- Earn 2 TD Rewards points per dollar on recurring bill payments and purchases of streaming services as well as games and digital media†
- Earn 1 TD Rewards Points For every $1 you spend on other Purchases made using your Card†
Your card also allows you to redeem your TD Rewards points for a wide variety of rewards, including through ExpediaMD for TD, at Starbucks®, and on Amazon.ca with the Amazon Shop with Points program. Conditions Apply.
- Mobile Device Insurance of up to $1,000 if you lose or damage your phone†
- No blackout dates†, no seat restrictions†, and your TD Rewards points never expire† as long as your account remains open and in good standing.
- Earn 50% more TD Rewards Points and 50% more Stars at participating Starbucks® locations. Conditions Apply.
Rewards
All Spending
1x
TD Rewards pts per dollar
Restaurants
3x
Groceries
3x
Transit
3x
Recurring
2x
Streaming
2x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
60,600
TD Rewards/yr
Estimated Value
$303
After Fees
+$303
1st Year Value
$455
incl. welcome bonus
Annual rewards breakdown
- Earn 30,310 TD Rewards after $1,500 in purchases in 3 months
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $1,000
Interest Rates
- Purchase Rate21.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
Earn a value of $100† in TD Rewards Points† to use on eligible Amazon.ca purchases, with no Annual Fee. Conditions Apply.
Legal
†Terms and conditions apply.
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protégez-vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD. All trademarks are property of their respective owners.




