Pros & Cons
Pros
- +Welcome Bonus: 85,000 points
- +Airport lounge access
- +Purchase protection included
Cons
- –High annual fee ($599/yr)
- –Foreign Transaction Fee (2.5%)
Our Review
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you can earn up to 85,000 Aeroplan points† with a tiered welcome offer.
This card also offers premium travel benefits, including:
- A rebate on NEXUS program application fees (up to $100 CAD) every 48 months†
- Unlimited access to Air Canada Maple Leaf Lounges†, with complimentary access for one guest
- 6 complimentary visits per year to select international airport lounges through the Visa Airport Companion Program† presented by DragonPass International Ltd.
- First checked bag free for you and up to 8 travel companions on the same reservation when travel begins with an Air Canada flight†
With the TD® Aeroplan® Visa* Infinite Privilege* Card, you earn:
- Earn 2 points† for every $1 spent on eligible purchases made direct through Air Canada® purchases (including Air Canada Vacations®)
- 1.5 points† per dollar on eligible purchases of gas, electric vehicle charging, groceries, travel, public transit and dining
- 1.25 points† per dollar on all other eligible purchases
Rewards
All Spending
1.25x
Aeroplan pts per dollar
Restaurants
1.5x
Groceries
1.5x
Travel
1.5x
Transit
1.5x
Gas
1.5x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
41,850
Aeroplan/yr
Estimated Value
$837
After Fees
+$238
1st Year Value
$1,938
incl. welcome bonus
Annual rewards breakdown
- Earn 85,000 Aeroplan after $24,000 in purchases in 12 months
Travel Insurance
Travel Medical
Up to $5,000,000 / 31 days
Trip Cancellation
Up to $2,500
Trip Interruption
Up to $5,000
Delayed Baggage
Up to $1,000
Lost Baggage
Up to $2,500
Flight Delay
Up to $1,000
Hotel Burglary
Up to $2,500
Travel Accident
Up to $500,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+2 year(s)
Mobile Device
Up to $1,500
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate21.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Perks & Benefits
Airport Lounge
Unlimited
Concierge Service
24/7
Priority Boarding
Included
NEXUS Credit
—
Eligibility
Personal Income
$150,000
Household Income
$200,000
Terms & Conditions
Card Features
Up to $3,000 in value† including up to 85,000 Aeroplan points† and additional travel benefits could be yours. Conditions Apply.
- Earn a welcome bonus of 20,000 Aeroplan points when you make your first Purchase with your new Card†
- Earn an additional 35,000 Aeroplan points when you spend $12,000 within 180 days of Account opening†
- Plus, earn a one-time anniversary bonus of 30,000 Aeroplan points when you spend $24,000 within 12 months of Account opening†
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
Additional Travel Benefits :
- Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD)†.
- Share first free checked bags with up to 8 travel companions† and get unlimited access to Maple Leaf Lounges† including complementary access for one guest.
- Plus, cardholders get 6 complimentary worldwide select airport lounge visits annually through the Visa Airport Companion Program†
Legal
†Terms and conditions apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protégez-vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD. All trademarks are property of their respective owners.