Pros & Cons
Pros
- +Welcome Bonus: 10,000 points
- +Purchase protection included
- +No annual fee
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
With the CIBC Aeroplan® Visa* Card, earn up to 10,000 Aeroplan points:
- 2,500 points on first purchase
- 2,500 Aeroplan points when you spend $1,500 or more during the first 4 monthly statements periods
- 5,000 anniversary bonus points after $10,000 in purchases over 12 months
With the CIBC Aeroplan® Visa* Card, you earn 1 point per dollar on gas, electric vehicle recharges, groceries and Air Canada purchases. For all other purchases, you’ll earn 1 point for every $1.5 spent.
Rewards
All Spending
0.67x
Aeroplan pts per dollar
Gas
1x
Groceries
1x
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
23,664
Aeroplan/yr
Estimated Value
$473
After Fees
+$473
1st Year Value
$673
incl. welcome bonus
Annual rewards breakdown
- Earn 10,000 Aeroplan after $10,000 in purchases in 12 months
Travel Insurance
Travel Accident
Up to $100,000
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate21.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Eligibility
Personal Income
$15,000
Household Income
$15,000
Terms & Conditions
Card Features
Earn up to 10,000 Aeroplan points in total (a value of up to $200 for your travel†):
- 2,500 Aeroplan points the first time you pay for a purchase†
- 2,500 Aeroplan points when you spend $1,500 or more during the first 4 monthly statements periods†
- Earn an additional anniversary bonus of 5,000 Aeroplan points if you have at least $10,000 in net purchases charged to your account during the period covered by your first 12 monthly statements†
Legal
† Conditions apply.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protégez-vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.