Compare Credit Cards in Canada

Best for: First-Year Annual Fee Rebate

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BMO eclipse Visa Infinite* Card

BMO BMO Rewards First-Year Annual Fee Rebate

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Annual Fee: $120 $0
Rewards Rate: 1x
Our valuation: $656
Welcome Bonus: 80,000 points

Restaurants: 5x
Gas & EV: 5x
Groceries: 5x
Transit: 5x

Best for: Travel rewards

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Marriott Bonvoy® American Express®* Card

American Express Marriott Bonvoy

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Annual Fee: $120
Rewards Rate: 2x
Our valuation: $990
Welcome Bonus: 110,000 points

Best for: First-Year Annual Fee Rebate

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TD First Class Travel® Visa Infinite* Card

TD TD Rewards First-Year Annual Fee Rebate

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Annual Fee: $139 $0
Rewards Rate: 2x
Our valuation: $969
Welcome Bonus: 146,000 points

Groceries: 6x
Restaurants: 6x
Transit: 6x
Bills & recurring payments: 4x
Streaming: 4x

Best for: Travel rewards

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RBC Avion Visa Infinite Card

RBC RBC Avion Rewards - Elite

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Annual Fee: $120
Rewards Rate: 1x
Our valuation: $1,050
Welcome Bonus: 70,000 points

Travel: 1.25x

Best for: Overall value

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Scotiabank Gold American Express® Card

Scotiabank Scene+

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Annual Fee: $120
Rewards Rate: 1x
Our valuation: $500
Welcome Bonus: 50,000 points

Groceries: 5x
Entertainment: 5x
Restaurants: 5x
Streaming: 3x
Transit: 3x
Gas & EV: 3x

Best for: Overall value

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American Express Cobalt® Card

American Express Amex Membership Rewards

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Annual Fee: $191.88
Rewards Rate: 1x
Our valuation: $255
Welcome Bonus: 15,000 points

Restaurants: 5x
Groceries: 5x
Convenience: 5x
Streaming: 3x
Transit: 2x
Gas & EV: 2x

Best for: First-Year Annual Fee Rebate

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National Bank World Elite® Mastercard®

National Bank NBC RewardsFirst-Year Annual Fee Rebate

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Annual Fee: $150 $0
Rewards Rate: 1x
Our valuation: $300
Welcome Bonus: —

Restaurants: 5x
Groceries: 5x
Travel: 2x
Bills & recurring payments: 2x
Gas & EV: 2x

Best for: Travel rewards

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CIBC Aventura® Visa Infinite* Card

CIBC CIBC Aventura First-Year Annual Fee Rebate

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Annual Fee: $139 $0
Rewards Rate: 1x
Our valuation: $839
Welcome Bonus: 45,000 points

Groceries: 1.5x
Gas & EV: 1.5x
Pharmacy: 1.5x

Best for: Aeroplan travel

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TD® Aeroplan® Visa Infinite* Card

TD Aeroplan First-Year Annual Fee Rebate

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Annual Fee: $139 $0
Rewards Rate: 1x
Our valuation: $1,039
Welcome Bonus: 40,000 points

Gas & EV: 1.5x
Groceries: 1.5x

Best for: Cash back

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Scotia Momentum® Visa Infinite +* Card

Scotiabank Cash BackFirst-Year Annual Fee Rebate

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Annual Fee: $120 $0
Rewards Rate: 1x
Our valuation: $420
Welcome Bonus: $300

Groceries: 4x
Bills & recurring payments: 4x
Telecom: 4x
Gas & EV: 2x
Transit: 2x
Streaming: 2x

Best for: First-Year Annual Fee Rebate

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BMO eclipse Visa Infinite* Card

BMO BMO Rewards First-Year Annual Fee Rebate

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Annual Fee: $120 $0
Rewards Rate: 1x
Our valuation: $656
Welcome Bonus: 80,000 points

Restaurants: 5x
Gas & EV: 5x
Groceries: 5x
Transit: 5x

Best for: Travel rewards

Apply Now View Details

Marriott Bonvoy® American Express®* Card

American Express Marriott Bonvoy

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Annual Fee: $120
Rewards Rate: 2x
Our valuation: $990
Welcome Bonus: 110,000 points

Best for: First-Year Annual Fee Rebate

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TD First Class Travel® Visa Infinite* Card

TD TD Rewards First-Year Annual Fee Rebate

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Annual Fee: $139 $0
Rewards Rate: 2x
Our valuation: $969
Welcome Bonus: 146,000 points

Groceries: 6x
Restaurants: 6x
Transit: 6x
Bills & recurring payments: 4x
Streaming: 4x

Best for: Travel rewards

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RBC Avion Visa Infinite Card

RBC RBC Avion Rewards - Elite

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Annual Fee: $120
Rewards Rate: 1x
Our valuation: $1,050
Welcome Bonus: 70,000 points

Travel: 1.25x

Best for: Overall value

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Scotiabank Gold American Express® Card

Scotiabank Scene+

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Annual Fee: $120
Rewards Rate: 1x
Our valuation: $500
Welcome Bonus: 50,000 points

Groceries: 5x
Entertainment: 5x
Restaurants: 5x
Streaming: 3x
Transit: 3x
Gas & EV: 3x

Best for: Overall value

Apply Now View Details

American Express Cobalt® Card

American Express Amex Membership Rewards

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Annual Fee: $191.88
Rewards Rate: 1x
Our valuation: $255
Welcome Bonus: 15,000 points

Restaurants: 5x
Groceries: 5x
Convenience: 5x
Streaming: 3x
Transit: 2x
Gas & EV: 2x

Best for: First-Year Annual Fee Rebate

Apply Now View Details

National Bank World Elite® Mastercard®

National Bank NBC RewardsFirst-Year Annual Fee Rebate

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Annual Fee: $150 $0
Rewards Rate: 1x
Our valuation: $300
Welcome Bonus: —

Restaurants: 5x
Groceries: 5x
Travel: 2x
Bills & recurring payments: 2x
Gas & EV: 2x

Best for: Travel rewards

Apply Now View Details

CIBC Aventura® Visa Infinite* Card

CIBC CIBC Aventura First-Year Annual Fee Rebate

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Annual Fee: $139 $0
Rewards Rate: 1x
Our valuation: $839
Welcome Bonus: 45,000 points

Groceries: 1.5x
Gas & EV: 1.5x
Pharmacy: 1.5x

Best for: Aeroplan travel

Apply Now View Details

TD® Aeroplan® Visa Infinite* Card

TD Aeroplan First-Year Annual Fee Rebate

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Annual Fee: $139 $0
Rewards Rate: 1x
Our valuation: $1,039
Welcome Bonus: 40,000 points

Gas & EV: 1.5x
Groceries: 1.5x

Best for: Cash back

Apply Now View Details

Scotia Momentum® Visa Infinite +* Card

Scotiabank Cash BackFirst-Year Annual Fee Rebate

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Annual Fee: $120 $0
Rewards Rate: 1x
Our valuation: $420
Welcome Bonus: $300

Groceries: 4x
Bills & recurring payments: 4x
Telecom: 4x
Gas & EV: 2x
Transit: 2x
Streaming: 2x

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