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Pros & Cons

Pros

  • +First Year Annual Fee Rebate ($139 annual fee rebated)
  • +Welcome Bonus: 45,000 points
  • +Airport lounge access

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

The CIBC Aventura® Visa Infinite* Card is one of the best Visa credit cards with travel rewards.

CIBC has an offer with which you can earn up to 45,000 Aventura points:

  • 15,000 Aventura Points when you make your first purchase
  • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods

In addition, you can benefit from a rebate on the first year’s annual fee for the primary card holder ($139 value) and up to three authorized users ($50 each).

With this CIBC Aventura Credit Card, you get:

  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

The CIBC Aventura® Visa Infinite* Card also offers:

  • Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits per year
  • Reimbursement of NEXUS membership fees ( $160 value)

The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

Rewards

All Spending

1x

CIBC Aventura pts per dollar

Groceries

1.5x

Gas

1.5x

Pharmacy

1.5x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.60¢3.6¢
Groceries1.5x
$700/month
Gas & EV1.5x
$200/month
Transit1x
$100/month
Restaurants1x
$300/month
Pharmacy1.5x
$50/month
Travel1x
$150/month
Bills & recurring payments1x
$250/month
Telecom1x
$150/month
Entertainment & streaming1x
$100/month
Office supplies1x
$0/month
All other spending1x
$500/month

Points Earned

35,700

CIBC Aventura/yr

Estimated Value

$428

After Fees

+$428

1st Year Value

$968

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1.5x12,600 pts
Gas & EV$2,400/yr × 1.5x3,600 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1.5x900 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.19x
Average earn rate on spend 1st year with welcome bonus2.69x
Total points earned on spend35,700 pts
Welcome bonus points+45,000 pts
  • Earn 45,000 CIBC Aventura after $3,000 in purchases in 4 months
Total points earned80,700 pts
Value of accumulated points$968

Travel Insurance

Travel Medical

Up to $5,000,000 / 15 days

Trip Cancellation

Up to $1,500

Trip Interruption

Up to $2,000

Delayed Baggage

Up to $500

Lost Baggage

Up to $500

Flight Delay

Up to $500

Hotel Burglary

Up to $2,500

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Mobile Device

Up to $1,000

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    21.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Perks & Benefits

Airport Lounge

4 visits/year

NEXUS Credit

Eligibility

Personal Income

$60,000

Household Income

$100,000

Terms & Conditions

Card Features

Welcome Offer: Join and earn up to $1,500 in value including a first year annual fee rebate!

Here’s how you can earn up to $1,500 in value:

  • Get up to 45,000 Aventura Points (up to $900 in travel value):
    • 15,000 Aventura Points when you make your first purchase
    • 30,000 Aventura Points if you spend $3,000 or more in the first 4 monthly statement periods
  • Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each), up to $189 value.
  • Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 in value.
  • Plus, get a NEXUS◊ Application Fee rebate: A $160 value

Plus, enjoy extra valuable travel benefits:

  • Travel when it’s right for you – your Aventura points don’t expire
  • Redeem your Aventura points for more than travel with our Shop With Points/Pay with Points features
  • Travel local – Aventura points can be redeemed for more than just flights – use your points for hotels and car rentals for a weekend getaway
  • 2 points for every $1 spent on travel purchased through the CIBC Rewards Centre
  • 1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores
  • 1 point for every $1 spent on all other purchases

Save on gas with CIBC and Journie Rewards:

Link and use your CIBC Aventura Visa Infinite Card* with Journie Rewards to save up to 10 cents per litre† at participating Pioneer, Fas Gas, Ultramar and Chevron gas stations.

Save over $600 with CIBC and Skip

Get a 12-month Skip+ free trial and other exclusive benefits when you link your CIBC Aventura Visa Infinite Card with Skip.

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