The National Bank World Elite Mastercard offers a first year annual fee rebate (regular fee $150/yr). You earn 5x on groceries and 5x at restaurants. Estimated first-year value is $767.
- Annual Fee
- $150 $0
- Rewards rate
- 1x
- Welcome Bonus
- —
- 1st Year Value
- $767
NBC Rewards
Ends Nov 4, 2026
Pros
- First Year Annual Fee Rebate
- 5x on groceries
- 5x at restaurants
- Estimated 1st-year value of $767
Cons
- No welcome bonus
- Requires good credit









