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Pros & Cons

Pros

  • +Welcome Bonus: 2,500 points
  • +Purchase protection included

Cons

  • Foreign Transaction Fee (2.5%)

Rewards

All Spending

0.5x

CIBC Aventura pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.60¢3.6¢
Groceries0.5x
$700/month
Gas & EV0.5x
$200/month
Transit0.5x
$100/month
Restaurants0.5x
$300/month
Pharmacy0.5x
$50/month
Travel0.5x
$150/month
Bills & recurring payments0.5x
$250/month
Telecom0.5x
$150/month
Entertainment & streaming0.5x
$100/month
Office supplies0.5x
$0/month
All other spending0.5x
$500/month

Points Earned

15,000

CIBC Aventura/yr

Estimated Value

$180

After Fees

+$145

1st Year Value

$175

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 0.5x4,200 pts
Gas & EV$2,400/yr × 0.5x1,200 pts
Transit$1,200/yr × 0.5x600 pts
Restaurants$3,600/yr × 0.5x1,800 pts
Pharmacy$600/yr × 0.5x300 pts
Travel$1,800/yr × 0.5x900 pts
Bills & recurring payments$3,000/yr × 0.5x1,500 pts
Telecom$1,800/yr × 0.5x900 pts
Entertainment & streaming$1,200/yr × 0.5x600 pts
All other spending$6,000/yr × 0.5x3,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year0.5x
Average earn rate on spend 1st year with welcome bonus0.58x
Total points earned on spend15,000 pts
Welcome bonus points+2,500 pts
  • Earn 2,500 CIBC Aventura
Total points earned17,500 pts
Value of accumulated points$210

Travel Insurance

Travel Accident

Up to $100,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Up to $65,000 / 48 days

Interest Rates

  • Purchase Rate
    21.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Eligibility

Personal Income

$15,000

Household Income

$15,000

Terms & Conditions

Card Features

  • Earn up to 2,500 Aventura Points and get an annual fee rebate for the first year
  • Get 500 Aventura Points for completing each of the activities below within 60 days of your CIBC Aventura® Visa* card account approval:
    • Share your email address with CIBC
    • Register for e-statements with your new Aventura Visa card;
    • Add an authorized user to your new Aventura Visa card;
    • Hold any eligible CIBC checking account;
    • Add your Aventura Visa card to Apple PayMD, Samsung Pay or Google PayMC.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protégez-vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 CIBC. All trademarks are property of their respective owners.