FR
FR
FRBest Credit Cards

Best Mastercard Credit Cards in Canada - October 2026

Compare the best Mastercard credit cards in Canada. World Elite, World, and Platinum tiers compared.

Best Cards
National Bank World Elite Mastercard
National Bank World Elite® Mastercard®
National BankNBC RewardsFirst-Year Annual Fee Rebate
Annual feeNo annual fee the first year
$0 $150
Our valuationMilesopedia first-year estimate First-year valueAnnual fee rebated$150Annual credit$150Total$300Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$300
Welcome offer$150 annual fee rebated
First Year Annual Fee Rebate
Ends Nov 4, 2026
Apply Now

on National Bank's website

Features
Issuer
National Bank
Network
Loyalty Program
NBC Rewards
Fees and terms
Annual Fee
$150/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Restaurants
5x
Groceries
5x
Gas & EV
2x
Bills & recurring payments
2x
Travel
2x
Read full review
BMO Ascend World Elite Mastercard
BMO Ascend™ World Elite®* Mastercard®*
BMOBMO RewardsFirst-Year Annual Fee Rebate
Annual feeNo annual fee the first year
$0 $150
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$771Annual fee rebated$150Total$921Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$921
Welcome offerAfter $20,000 in 12 months
Up to 115,000 points
Apply Now

on BMO's website

Features
Issuer
BMO
Network
Loyalty Program
BMO Rewards
Fees and terms
Annual Fee
$150/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Travel
5x
Restaurants
3x
Streaming
3x
Bills & recurring payments
3x
Entertainment
3x
Telecom
3x
Read full review
BMO VIPorter World Elite Mastercard
BMO VIPorter World Elite®* Mastercard®*
BMOPorter VIPorterFirst-Year Annual Fee Rebate
Annual feeNo annual fee the first year
$0 $199
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,050Annual fee rebated$199Total$1,249Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$1,249
Welcome offer+ one round-trip companion passAfter $18,000 in 12 months
Up to 70,000 points
Ends Oct 31, 2026
Apply Now

on BMO's website

Features
Issuer
BMO
Network
Loyalty Program
Porter VIPorter
Fees and terms
Annual Fee
$199/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Porter flights
3x
Groceries
2x
Convenience
2x
Transit
2x
Gas & EV
2x
Restaurants
2x
Read full review
United MileagePlus Neo World Elite Mastercard
United® MileagePlus® Neo World Elite® Mastercard
NeoUnited MileagePlus
Annual fee
$89
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$320Total$320Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$320
Welcome offerAfter $3,000 in 3 months
Up to 20,000 miles
Apply Now

on Neo Financial's website

Features
Issuer
Neo
Network
Loyalty Program
United MileagePlus
Fees and terms
Annual Fee
$89/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
United flights
1.25x
Groceries
1x
Restaurants
1x
Read full review
See more cards →
Next step

Find your perfect card

Compare the best credit cards in Canada or calculate which card's rewards actually fit your budget.

Compare cards →

Browse other categories

By category

All categories
TravelCash Back1st Yr FreeGroceriesGas & EVBusinessLow Interest

By program

All programs
AeroplanAmex Membership RewardsMarriott BonvoyScene+RBC AvionPC OptimumBMO Blue Rewards

By institution

All institutions
American ExpressBMONational BankCIBCRBCScotiabankTD