BMO VIPorter World Elite Mastercard
Annual feeNo annual fee the first year
$0 $199
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,050Annual fee rebated$199Total$1,249Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$1,249
Welcome offer+ one round-trip companion passAfter $18,000 in 12 months
Up to 70,000 points
Ends Oct 31, 2026
Apply Now

on BMO's website

Features
Issuer
BMO
Network
Loyalty Program
Porter VIPorter
Fees and terms
Annual Fee
$199/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Porter flights
3x
Groceries
2x
Convenience
2x
Transit
2x
Gas & EV
2x
Restaurants
2x
Read full review
RBC ION+ Visa Card
Annual fee
$48
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$476Total$476Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$476
Welcome offerAfter $1,500 in 6 months
Up to 28,000 points
Ends Nov 4, 2026
Apply Now

on RBC's website

Features
Issuer
RBC
Network
Fees and terms
Annual Fee
$48/yr
Min. annual income
—
Read full review
Rewards
Rate
Groceries
3x
Gas & EV
3x
Transit
3x
Streaming
3x
Restaurants
3x
Read full review
American Express Gold Rewards Card
Annual fee
$250
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$1,020Annual credit$100Annual credit$50Total$1,170Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$1,170
Welcome offerAfter $12,000 in 12 months
Up to 60,000 points
Apply Now

on American Express's website

Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$250/yr
Min. annual income
—
Read full review
Rewards
Rate
Pharmacy
2x
Gas & EV
2x
Travel
2x
Groceries
2x
Read full review
American Express Cobalt Card
Annual fee
$191.88
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$255Total$255Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$255
Welcome offerGet 1,250 points after $750 in purchases per month for 12 months
Up to 15,000 points
Apply Now

on American Express's website

Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Fees and terms
Annual Fee
$191.88/yr ($15.99/mo)
Min. annual income
—
Read full review
Rewards
Rate
Convenience
5x
Restaurants
5x
Groceries
5x
Streaming
3x
Transit
2x
Gas & EV
2x
Read full review
TD First Class Travel Visa Infinite Card
Annual feeNo annual fee the first year
$0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Annual fee rebated$139Annual credit$100Total$1,039Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$1,039
Welcome offerAfter $7,500 in 6 months
Up to 160,000 points
Apply Now

on TD's website

Features
Issuer
TD
Network
Loyalty Program
TD Rewards
Fees and terms
Annual Fee
$139/yr
Min. annual income
$60,000+
Read full review
Rewards
Rate
Groceries
6x
Restaurants
6x
Transit
6x
Bills & recurring payments
4x
Streaming
4x
Read full review
Scotiabank Gold American Express Card
Annual fee
$120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$500Total$500Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$500
Welcome offerAfter $7,500 in 12 months
Up to 50,000 points
Ends Nov 1, 2026
Apply Now

on Scotiabank's website

Features
Issuer
Scotia
Network
Loyalty Program
Scene+
Fees and terms
Annual Fee
$120/yr
Min. annual income
$12,000+
Read full review
Rewards
Rate
With the partner brand
6x
Groceries
5x
Entertainment
5x
Restaurants
5x
Gas & EV
3x
Streaming
3x
Transit
3x
Read full review
Marriott Bonvoy Business American Express Card
Annual fee
$150
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$800Total$800Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$800
Welcome offerAfter $5,000 in 3 months
Up to 80,000 points
Apply Now

on American Express's website

Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Loyalty Program
Marriott Bonvoy
Fees and terms
Annual Fee
$150/yr
Min. annual income
—
Read full review
Rewards
Rate
Marriott Bonvoy hotels
5x
Travel
3x
Gas & EV
3x
Restaurants
3x
Read full review
BMO CashBack World Elite Mastercard
Annual feeNo annual fee the first year
$0 $139
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$480Annual fee rebated$139Total$619Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$619
Welcome offerGet 40 points after $2,000 in purchases per month for 12 months
Up to $480 cash back
Apply Now

on BMO's website

Features
Issuer
BMO
Network
Loyalty Program
Cash Back
Fees and terms
Annual Fee
$139/yr
Min. annual income
$80,000+
Read full review
Rewards
Rate
Groceries
5x
Transit
4x
Gas & EV
3x
Streaming
2x
Bills & recurring payments
2x
Read full review
BMO eclipse Visa Infinite Card
Annual feeNo annual fee the first year
$0 $120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$469Annual fee rebated$120Total$589Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$589
Welcome offerAfter $12,000 in 12 months
Up to 70,000 points
Apply Now

on BMO's website

Features
Issuer
BMO
Network
Loyalty Program
BMO Rewards
Fees and terms
Annual Fee
$120/yr
Min. annual income
$60,000+
Read full review
Rewards
Rate
Transit
5x
Gas & EV
5x
Restaurants
5x
Groceries
5x
Read full review
Marriott Bonvoy American Express Card
Annual fee
$120
Our valuationMilesopedia first-year estimate First-year valueWelcome bonus$700Total$700Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$700
Welcome offerAfter $3,000 in 3 months
Up to 70,000 points
Apply Now

on American Express's website

Apply with confidenceCheck whether your application will be approved before you submit it, with no impact on your credit score*When you apply for a personal American Express Credit Card, we will tell you whether you are eligible without affecting your credit score. So you can apply with confidence.*Instant decisions are only available for consumer Card applications (also called “personal Cards”).

Features
Issuer
Amex
Network
Loyalty Program
Marriott Bonvoy
Fees and terms
Annual Fee
$120/yr
Min. annual income
—
Read full review
Rewards
Rate
Marriott Bonvoy hotels
5x
Read full review
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