RBC Cash Back Mastercard

^{^} This offer applies only to new RBC Cash Back Mastercard credit card applications received between May 28, 2026, and September 9, 2026 (« Offer Period ») and approved by Royal Bank of Canada (« Royal Bank ») subject to the terms and conditions below. Additional cardholders (co-applicants and authorized users) on the RBC Cash Back Mastercard credit card account, as well as individuals who already hold a personal RBC Royal Bank credit card account and transfer to an RBC Cash Back Mastercard credit card during the Offer Period, are not eligible for this offer.

You will receive an additional $5 rebate for every $100 (5% cash back credits) in net purchases (including pre-authorized bill payments) charged to your RBC Cash Back Mastercard account during the first three months following account opening (« period »), up to a maximum total of $1,000 in purchases (« welcome bonus »). Once you have reached $1,000 or three months have elapsed since your account opening, the standard earning rate applicable to your credit card type will apply. The welcome bonus is in addition to the standard cash back credit earning rates. Cash back credits do not apply to cash advances (nor to balance transfers, cash-like transactions, and bill payments other than pre-authorized payments established with a merchant), interest, or fees. Credits for returns and adjustments will reduce or cancel the cash back credit earned on the amount originally charged to the card. The Welcome Bonus will be credited to your Cash Back account four to six weeks after the statement date of the Period, provided your credit card account is open and in good standing at the time of the credit, « in good standing » meaning that the account must not be more than two (2) consecutive statement periods past due, closed, or written off, and that credit must not have been revoked at that time.

If you close or change your RBC Cash Back Mastercard credit card for another type of RBC Royal Bank credit card before the Welcome Bonus has been credited to your account, you may lose the benefit of this offer. This offer may not be combined or used in conjunction with any other offer. Royal Bank reserves the right to cancel, modify, or revoke this offer at any time without notice, even if your application has already been approved, particularly if we have reason to believe that you are manipulating or abusing the process, or engaging in suspicious or fraudulent activities, as determined by Royal Bank in its sole discretion. For full details on the RBC Cash Back program, including standard accumulation rates, cash back credits, and definitions of terms, please refer to the RBC Cash Back program terms and conditions at www.rbc.com/cashbackterms. This offer is valid for new RBC Cash Back Mastercard accounts only. ® / ™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada. ‡ All other trademarks are the property of their respective owner(s).