Pros & Cons
Pros
- +Purchase protection included
- +Travel medical insurance included
- +No annual fee
Cons
- –Foreign Transaction Fee (2.5%)
Our Review
The Rogers Red World Elite® Mastercard is one of the best no annual fee cash back credit cards in Canada.
With the Rogers Red World Elite® Mastercard, you get 2% cash back on all your eligible purchases (including at Costco) if you have at least one eligible service with Rogers, Fido, Comwave, or Shaw.
Otherwise, earn 1.5% cash back on all eligible purchases in currencies other than U.S. dollars.
Receive 3% cash back on all eligible purchases in US dollars (this credit card is therefore particularly suitable for snowbirds) and 1.5 times more cash back each time you redeem it for Rogers, Fido, or Shaw eligible purchases.
Furthermore, Rogers customers get 5 Roam Like Home days at no cost, every year, with an eligible Rogers mobile plan.
As the Rogers Red World Elite® Mastercard is a World Elite Mastercard, you receive a complimentary Mastercard Travel Pass membership (powered by DragonPass) providing access to over 1,300 airport lounges worldwide (US$32 per person per visit).
Finally, you’re protected by a wide range of insurance coverages, such as :
- Extended Warranty and Purchase Protection
- Rental Car Collision/Damage
- Out-of-province/country emergency medical care
- Trip Interruption Insurance
- Trip Cancellation Insurance
Rewards
All Spending
1.5x
Cash Back pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Cashback earned
$450
$/yr
Estimated Value
$450
After Fees
+$450
1st Year Value
$450
incl. welcome bonus
Annual rewards breakdown
Travel Insurance
Travel Medical
Up to $1,000,000 / 10 days
Trip Cancellation
Included
Trip Interruption
Included
Flight Delay
Included
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Auto Rental
Included
Interest Rates
- Purchase Rate20.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Eligibility
Personal Income
$80,000
Household Income
$150,000
Terms & Conditions
Card Features
- No annual fee
- Earn 3% cash back on eligible U.S. dollar purchases.
- Plus, earn 2% cash back on all other purchases if you have 1 qualifying service with Rogers, Fido, Shaw or Comwave. Otherwise earn 1.5% on all other purchases.
- Get 1.5x more cash back every time you redeem for eligible Rogers, Fido, Shaw or Comwave purchases. That’s 3% cash back value. Exclusively with Rogers. Exclusively with Rogers.
- Get 5 Roam Like Home days at no cost, every year, with an eligible Rogers mobile plan.
- Save on eligible Rogers or Fido services with Auto-Pay.
- Insurance benefits at no extra cost.
- Discounted access to over 1000 airport lounges with Mastercard Travel Pass.
Legal
*Conditions apply. Subject to credit approval and income verification.
- Standard rate on Purchases and Fees: 20.99%
- Standard rate on Cash Advances, Cash-like Transactions and Balance Transfers: 22.99%
If you are not approved for an Account at the above rates and you reside outside Quebec, we (Rogers Bank) may still issue you an Account at our alternate interest rates as follows:
- Rate for Purchases and Fees: 25.99%
- Rate for Cash Advances, Cashlike Transactions and Balance Transfers: 27.99%
Rogers Bank is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information and applicable terms and conditions, visit Rogersbank.com.
®/TM Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. Used under License.
TM Rogers and Mobius Design, Rogers Bank and related marks, logos and brand names are trademarks of Rogers Communications Inc., or an affiliate, used under license. © 2026 Rogers Bank. Rogers Bank is the issuer of this credit card.
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protégez-vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Rogers Bank. All trademarks are property of their respective owners.