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Pros & Cons

Pros

  • +Welcome Bonus: $120
  • +Purchase protection included
  • +Travel medical insurance included

Cons

  • High annual fee ($130/yr)
  • Foreign Transaction Fee (2.5%)
  • No airport lounge access despite fee

Our Review

The Laurentian Bank Visa Infinite* Card is one of Laurentian Bank’s best credit cards.

With this welcome offer for the Laurentian Bank Visa Infinite* Card, you can get up to 12,000 bonus points:

  • 12,000 points when you spend $1,500 in the first three months.

With the Laurentian Bank Visa Infinite* card, you get:

  • 2 points on Gas, Grocery, Travel and Transportation
  • 2 points on Recurring Payments
  • 1 point on everything else

Plus, you can take advantage of À la carte offers to earn even more rewards simply by using your Laurentian Bank credit card.

With the Laurentian Bank Visa Infinite* card, you benefit from Visa Infinite advantages for hotels, wineries in Canada, golf with Troon Rewards and access to a concierge service.

Last but not least, this card comes with comprehensive insurance coverage:

  • Travel insurance (hospital, medical and paramedical care, trip cancellation, baggage delay, public transport vehicle accident)
  • Auto rental insurance
  • Purchase insurance and extended warranty

Rewards

All Spending

1x

Cash Back pts per dollar

Groceries

2x

Transit

2x

Gas

2x

Recurring

2x

Travel

2x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Groceries2.00%
$700/month
Gas & EV2.00%
$200/month
Transit2.00%
$100/month
Restaurants1.00%
$300/month
Pharmacy1.00%
$50/month
Travel2.00%
$150/month
Bills & recurring payments2.00%
$250/month
Telecom1.00%
$150/month
Entertainment & streaming1.00%
$100/month
Office supplies1.00%
$0/month
All other spending1.00%
$500/month

Cashback earned

$468

$/yr

Estimated Value

$468

After Fees

+$338

1st Year Value

$458

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 2.00%$168
Gas & EV$2,400/yr × 2.00%$48
Transit$1,200/yr × 2.00%$24
Restaurants$3,600/yr × 1.00%$36
Pharmacy$600/yr × 1.00%$6
Travel$1,800/yr × 2.00%$36
Bills & recurring payments$3,000/yr × 2.00%$60
Telecom$1,800/yr × 1.00%$18
Entertainment & streaming$1,200/yr × 1.00%$12
All other spending$6,000/yr × 1.00%$60
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.56%
Average earn rate on spend 1st year with welcome bonus1.96%
Total cashback on spend$468
Welcome bonus+$120
  • Earn $120 Cash Back after $1,500 in purchases in 3 months
Total cashback earned$588

Travel Insurance

Travel Medical

Up to $5,000,000 / 31 days

Trip Cancellation

Up to $2,000

Trip Interruption

Up to $5,000

Delayed Baggage

Included

Travel Accident

Up to $500,000

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Included

Interest Rates

  • Purchase Rate
    20.99%
  • Cash Advance
    22.99%
  • Foreign Transaction Fee
    2.5%

Perks & Benefits

Concierge Service

24/7

Eligibility

Personal Income

$60,000

Household Income

$100,000

Terms & Conditions

Card Features

Use it to earn it

  • 2 points on Gas, Grocery, Travel and Transportation
  • 2 points on Recurring Payments
  • 1 point on everything else

Get up to $120 in points

  • Get 12,000 bonus points, worth $120, when you spend $1,500 in the first three months.

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protégez-vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Laurentian Bank. All trademarks are property of their respective owners.