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Walmart Rewards™ World Mastercard®

Walmart Rewards™ World Mastercard®

WalmartCash Back
Apply Now

on Walmart's website

Annual Fee
$0
Welcome Bonus
Up to$25
cash back
Bonus Value
$25
Estimated value
1st Year Value
$331

Pros & Cons

Pros

  • +Welcome Bonus: $25
  • +Purchase protection included
  • +No annual fee

Cons

  • –Foreign Transaction Fee (2.5%)

Our Review

With the Walmart Rewards World Mastercard, you can earn 3% cash back on all your purchases at Walmart.ca and in Walmart stores. Everywhere else, you get 1% cash back.

Plus, you pay no annual fees. Get up to $25 cash back with this welcome offer.

Rewards

All Spending

1x

Cash Back pts per dollar

Gas

1.25x

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Groceries1.00%
$700/month
Gas & EV1.25%
$200/month
Transit1.00%
$100/month
Restaurants1.00%
$300/month
Pharmacy1.00%
$50/month
Travel1.00%
$150/month
Bills & recurring payments1.00%
$250/month
Telecom1.00%
$150/month
Entertainment & streaming1.00%
$100/month
Office supplies1.00%
$0/month
All other spending1.00%
$500/month

Cashback earned

$306

$/yr

Estimated Value

$306

After Fees

+$306

1st Year Value

$331

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1.00%$84
Gas & EV$2,400/yr × 1.25%$30
Transit$1,200/yr × 1.00%$12
Restaurants$3,600/yr × 1.00%$36
Pharmacy$600/yr × 1.00%$6
Travel$1,800/yr × 1.00%$18
Bills & recurring payments$3,000/yr × 1.00%$30
Telecom$1,800/yr × 1.00%$18
Entertainment & streaming$1,200/yr × 1.00%$12
All other spending$6,000/yr × 1.00%$60
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.02%
Average earn rate on spend 1st year with welcome bonus1.10%
Total cashback on spend$306
Welcome bonus+$25
  • Earn $25 Cash Back
Total cashback earned$331

Purchase Protection

✓

Purchase Protection

Included

✓

Extended Warranty

+1 year(s)

Interest Rates

  • Purchase Rate
    21.89%
  • Cash Advance
    22.97%
  • Foreign Transaction Fee
    2.5%

Eligibility

Personal Income

$50,000

Household Income

$80,000

Terms & Conditions

Card Features

  • 3% cash back online at Walmart.ca and for purchases at Walmart
  • 1% cash back everywhere else

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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protégez-vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Walmart. All trademarks are property of their respective owners.