Pros & Cons
Pros
—
Cons
- –Foreign Transaction Fee (2.5%)
- –No purchase protection
Our Review
With the TD Low Rate Visa* Card, you can enjoy great financial flexibility for your everyday purchases.
Save on interest with a low annual interest rate of 12.90%† for residents outside Quebec and 13.90%† in Quebec on purchases and cash advances.
- Option to purchase Travel Medical Insurance† and Trip Cancellation/Trip Interruption Insurance†.
- Earn more Starbucks Stars at participating Starbucks® stores. Conditions Apply.
Enjoy all the benefits of your TD Low Rate Visa* Card when you use Apple Pay, Google Pay, or Samsung Pay†. These are easy and secure ways to pay.
Rewards
All Spending
0x
pts per dollar
Interest Rates
- Purchase Rate12.9%
- Cash Advance12.9%
- Foreign Transaction Fee2.5%
Terms & Conditions
Card Features
Get a 0% promotional interest rate on Purchases for the first 6 months† from Account opening and receive an Annual Fee rebate for the first year†. Conditions Apply. Conditions Apply.
The Annual Fee Rebate applies only for the first year for the Primary Cardholder. To receive the first-year Annual Fee Rebate for the Primary Cardholder, you must apply for, activate your Card and make your first Purchase on the Account within the first 3 months after Account opening.
Legal
†Terms and conditions apply.
Related Cards
Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protégez-vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 TD. All trademarks are property of their respective owners.





