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RBC Avion Visa Business Card

RBC Avion Visa Business Card
BusinessRBCRBC Avion Rewards - EliteFirst Year Annual Fee Rebate
Apply Now

on RBC's website

Annual FeeFirst Year Annual Fee Rebate
$0$120
Our valuationFirst-year valueWelcome bonus$595Annual fee rebated$120Total$71535,000 points valued at 1.7¢ per point, from our valuation table.Rewards on your spending are not included. The calculator that adds them from your own profile is on the card's page.
$715
Welcome offer+ First Year Annual Fee Waived
35,000 points

Pros & Cons

Pros

  • First Year Annual Fee Rebate ($120 annual fee rebated)
  • Welcome Bonus: 35,000 points
  • Purchase protection included

Cons

  • Foreign Transaction Fee (2.5%)
  • No airport lounge access despite fee

Our Review

The RBC Avion Visa Business Card is a business credit card in the RBC Avion Rewards program, designed for self-employed workers and business owners who want to earn travel points on their business spending.

You earn Avion points, redeemable for travel with a great deal of flexibility, and the welcome offer can reach 35,000 Avion points on approval, with the first-year annual fee waived. The annual fee is $120 after that.

The annual interest rate is 19.99% on purchases and 22.99% on cash advances. A 2.5% conversion fee applies to foreign currency transactions.

Rewards

All Spending

1x

RBC Avion Rewards - Elite pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

¢/ point
0.85¢5.1¢
Groceries1x
$700/month
Gas & EV1x
$200/month
Transit1x
$100/month
Restaurants1x
$300/month
Pharmacy1x
$50/month
Travel1x
$150/month
Bills & recurring payments1x
$250/month
Telecom1x
$150/month
Entertainment & streaming1x
$100/month
Office supplies1x
$0/month
Online advertising1x
$0/month
All other spending1x
$500/month

Points Earned

30,000

RBC Avion Rewards - Elite/yr

Estimated Value

$510

After Fees

+$510

1st Year Value

$1,105

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 1x8,400 pts
Gas & EV$2,400/yr × 1x2,400 pts
Transit$1,200/yr × 1x1,200 pts
Restaurants$3,600/yr × 1x3,600 pts
Pharmacy$600/yr × 1x600 pts
Travel$1,800/yr × 1x1,800 pts
Bills & recurring payments$3,000/yr × 1x3,000 pts
Telecom$1,800/yr × 1x1,800 pts
Entertainment & streaming$1,200/yr × 1x1,200 pts
All other spending$6,000/yr × 1x6,000 pts
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1x
Average earn rate on spend 1st year with welcome bonus2.17x
Total points earned on spend30,000 pts
Welcome bonus points+35,000 pts
Total points earned65,000 pts
Value of points accumulated in the first year≈ $1,105

First-year advantages

  • $120
Total first-year advantages$120

Transfer partners

American Airlines AAdvantage

Airline

Travel Insurance

Trip Cancellation

Up to $1,500

Trip Interruption

Up to $5,000

Hotel Burglary

Up to $2,500

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Auto Rental

Up to $65,000 / 48 days

View the insurance certificate (PDF)

Fees and interest rates

  • Annual Fee

    First Year Annual Fee Rebate

    $120
  • Additional card fee
    $50
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    19.99%
  • Balance transfer rate
    22.99%
  • Cash advance rate
    22.99%

Terms & Conditions

Card Features

  • Earn 35,000 Avion points on approval, plus the first-year annual fee waived

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protegez-Vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.