Pros & Cons
Pros
- +Welcome Bonus: 35,000 points
- +Purchase protection included
- +Travel medical insurance included
Cons
- –High annual fee ($175/yr)
- –Foreign Transaction Fee (2.5%)
- –No airport lounge access despite fee
Our Review
*
Rewards
All Spending
1.25x
RBC Avion Rewards - Elite pts per dollar
Credit Card Rewards Calculator
See how much you could earn with this card based on your spending.
Points Earned
37,500
RBC Avion Rewards - Elite/yr
Estimated Value
$563
After Fees
+$388
1st Year Value
$913
incl. welcome bonus
Annual rewards breakdown
- Earn 35,000 RBC Avion Rewards - Elite after $0 in purchases in the first year
Travel Insurance
Travel Medical
Included
Trip Cancellation
Up to $1,500
Trip Interruption
Up to $5,000
Hotel Burglary
Up to $2,500
Purchase Protection
Purchase Protection
Included
Extended Warranty
+1 year(s)
Mobile Device
Up to $2,000
Auto Rental
Up to $65,000 / 48 days
Interest Rates
- Purchase Rate19.99%
- Cash Advance22.99%
- Foreign Transaction Fee2.5%
Perks & Benefits
Concierge Service
24/7
Eligibility
Personal Income
$60,000
Household Income
$100,000
Terms & Conditions
Card Features
- Get 35,000 bonus points + first year annual fee waived upon approval
- Earn 1.25 RBC Rewards points for every dollar in net purchases spent on your card, up to $75,000 per year
- Enjoy access to over 1,200 airport lounges worldwide with a Priority Pass membership
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Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protégez-vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 RBC. All trademarks are property of their respective owners.