Pros & Cons

Pros

  • Purchase protection included

Cons

  • Foreign Transaction Fee (2.5%)

Our Review

Enjoy generous cash back on your daily purchases with the Laurentian Bank Visa Cashback Card:

  • 2% cash back on Gas and Grocery
  • 2% cash back on Recurring Payments
  • 1% cash back on Everything Else

With the Laurentian Bank Visa Cashback* card, you can take advantage of discounts while enjoying your everyday purchases!

Rewards

All Spending

1x

Cash Back pts per dollar

Groceries

2x

Cash Back pts per dollar

Gas

2x

Cash Back pts per dollar

Recurring

2x

Cash Back pts per dollar

Credit Card Rewards Calculator

See how much you could earn with this card based on your spending.

Groceries2.00%
$700/month
Gas & EV2.00%
$200/month
Transit1.00%
$100/month
Restaurants1.00%
$300/month
Pharmacy1.00%
$50/month
Travel1.00%
$150/month
Bills & recurring payments2.00%
$250/month
Telecom1.00%
$150/month
Entertainment & streaming1.00%
$100/month
Office supplies1.00%
$0/month
Online advertising1.00%
$0/month
All other spending1.00%
$500/month

Cashback earned

$438

$/yr

Estimated Value

$438

After Fees

+$373

1st Year Value

$373

incl. welcome bonus

Annual rewards breakdown

Groceries$8,400/yr × 2.00%$168
Gas & EV$2,400/yr × 2.00%$48
Transit$1,200/yr × 1.00%$12
Restaurants$3,600/yr × 1.00%$36
Pharmacy$600/yr × 1.00%$6
Travel$1,800/yr × 1.00%$18
Bills & recurring payments$3,000/yr × 2.00%$60
Telecom$1,800/yr × 1.00%$18
Entertainment & streaming$1,200/yr × 1.00%$12
All other spending$6,000/yr × 1.00%$60
Total annual spend$30,000
Monthly spend$2,500
Average earn rate on spend per year1.46%
Total cashback earned$438

Purchase Protection

Purchase Protection

Included

Extended Warranty

+1 year(s)

Fees and interest rates

  • Annual Fee
    $65
  • Additional card fee
    $0
  • Foreign currency conversion fee
    2.5%
  • Purchase Rate
    20.99%
  • Balance transfer rate
    21.99%
  • Cash advance rate
    22.99%

Terms & Conditions

Card Features

Use it to earn it

  • 2% cash back on Gas and Grocery
  • 2% cash back on Recurring Payments
  • 1% cash back on Everything Else

Conditions apply. All information is believed accurate but not guaranteed. Card details, rewards, and offers are subject to change at any time. Always verify the latest terms on the issuer’s website before applying. Protegez-Vous may receive compensation through affiliate links. This does not affect our editorial choices or card rankings. © 2026 Laurentian Bank. All trademarks are property of their respective owners.